For five consecutive days, wildfires fanned by strong winds have ravaged neighborhoods in Los Angeles, destroying more than 12,300 homes and buildings and leaving at least 11 dead. Fresh evacuations were ordered from Mandeville Canyon to the Interstate 405 freeway on Friday evening because of a flare up of the massive Palisades Fire.

We need to make it incredibly expensive to build in these kinds of environments,’ one expert told The Independent. ‘If the insurance industry refuses to sell policies, maybe people won’t risk it’

In 2019, the number of homeowners’ policies in California that were not renewed jumped by more than thirty per cent. In 2023, two giant insurers, State Farm and Allstate, announced that they would stop writing new policies for various forms of property insurance in California.