Let’s not forget when you retire will have an impact on what it’ll take for you to comfortably take out $10,000 a month ...

Carrying a mortgage into retirement means seniors need more money as their housing expenses are higher when they must send a payment to a lender. This may make it seem like all seniors should focus on ...

Waiting makes sense if you are the higher-earning spouse — but if you're claiming spousal benefits, waiting may not be the right approach.

Several changes to Social Security have gone into effect this year, impacting the nearly 68 million people who receive Social Security payments. Some of these changes are great news for beneficiaries ...

A new gold bar scam is fleecing unsuspecting victims across the U.S. out of hundreds of thousands of dollars. It starts with a phone call, where an official-sounding person convinces you they’re with ...

The S&P 500 had a stellar 2024, ending the year with returns of around 23%. But the year ahead remains uncertain, with shifts in trade agreements, new government policies and ongoing geopolitical ...

A safe withdrawal rate is the percentage of your retirement savings you should be able to withdraw annually without risk of your money running out too soon. For decades, the 4% rule was the de facto ...

The nice thing about Social Security is that it's designed to help take care of you for the rest of your life once you claim benefits. People typically become eligible for Social Security by working ...

The earliest age a taxpayer can tap into their Social Security benefits is 62. However, full benefits can only be accessed once you hit your full retirement age. This system has sparked passionate ...

Typically, retirees — just like everyone else — get just one chance a year to make modifications to their Medicare coverage so it's critical older adults stay on top of changes to the program ...